Chris Efthymiou

Is it time to look into Non-ACA Plans for those that are overpaying by as much as 400%?

Author: Chris EfthymiouOn: Sep 21Categories: ACA, Blog No Comments

Now that we’re well into the lifecycle of the Affordable Care Act “Obamacare”, what I hear regularly is “my insurance costs have gone up by hundreds of percent in the ACA era.” Now that’s not a fair across-the-board...

Read More

NC State Health Plan Abandons Commercial Carriers

Author: Chris EfthymiouOn: Nov 14Categories: Blog No Comments

If you have not already heard the State of North Carolina, our home, is abandoning the commercial health insurance market January 1, 2020 as announced by Dale Folwell, the State Treasurer. The reason is simple. There is no other way for the State to control...

Read More

Reference-based Healthcare Pricing

Author: Chris EfthymiouOn: Mar 09Categories: Blog, Healthcare reform No Comments

This is just such a timely article. I had to add it to our blog, having just visited our great administator GPA (Group & Pension Admnistrators). Metric-based healthcare solutions fix this problem: By Steven Weissman January 02, 2018 As 2018 dawns...

Read More

Health & Human Services Update on Health Insurance For Struggling Americans

Author: Chris EfthymiouOn: Aug 03Categories: ACA, Blog, Healthcare reform, Healthcare subsidies No Comments

Better late than never. Today it was reported by the departments of Health & Human Services, Labor & the Treasury on a final rule to help the average American afford health insurance. CMS (Centers for Medicare & Medicaid Services) reported...

Read More

Individual Mandate Gone

Author: Chris EfthymiouOn: Feb 11Categories: ACA, Blog, Healthcare reform No Comments

The new Tax Bill was signed in to law by President Trump. It removes the unpopular Obamacare individual mandate. This “little” penalty has grown in to a massive tax penalty over time (individual mandate penalties). States with Insurance...

Read More

Special Enrollment Periods for the ACA

Author: Chris EfthymiouOn: Dec 18Categories: ACA, Blog, Healthcare reform No Comments

So how can I enroll now that the government’s Open Enrollment period has ended? Not like year’s past, as the enrollment is over now with no exceptions. That said Special Enrollment Periods and the requirements are quite the same. Here’s...

Read More

Minimum Wage Chart – 2018

Author: Chris EfthymiouOn: Dec 12Categories: Blog No Comments

Published by our great information resource, HR360 2018 State Minimum Wage Chart

Read More

Smaller Companies – force change and think differently about group health insurance

Author: Chris EfthymiouOn: Dec 09Categories: Blog, Healthcare reform No Comments

It’s time we all think a bit differently with health insurance and healthcare services. We too are a small company of less than 100 employees. What we’ve built for our small business customers came from an initial desire to help ourselves...

Read More